An Allstate Agency
We're
Nazemoff
& Co.
Mid-Atlantic insurance. Personal service. Real coverage.

Principal Agent
Kaveh Nazemoff
Insurance is easy to ignore — until the day you need it to work. My job is to make sure that day goes the way it should. I run a local Allstate agency in West Chester, serving families and businesses across the Philadelphia region in English, Spanish, and Japanese. Coverage should feel like a real conversation, not a sales pitch.
- NPN
- 21402098
- Licensed In
- PA, DE, MD, NJ
- Languages
- English, Spanish, Japanese
Our story
Nazemoff & Co. was built on a simple idea: insurance should work for the people who buy it, not confuse them. We're a local Allstate agency — your home, auto, and renters policies are written through Allstate, with claims handled by the national network they've built over decades.
For commercial and life coverage, we work with a panel of carriers. That means we can compare options for your business or family without forcing the conversation through a single company. The right tool for each job.
Rooted in West Chester and serving across Pennsylvania, Delaware, Maryland, and New Jersey — we know this region's weather, its roads, and the rhythm of the businesses along the I-95 corridor. We've built coverage around it for years.
Two stories, told honestly.
Personal lines
For home and auto, we're proudly Allstate.
You get the strength of a national carrier — claims, mobile app, roadside, bundling discounts — with a local agent who knows your name. View our Allstate-branded page ↗
Business, life & specialty
When the risk needs a different home, we have a panel.
For life insurance, specialty homes, collector vehicles, jewelry, non-standard auto, and coastal exposure, we compare across multiple carriers to fit the situation. Allstate stays the primary; the panel fills the gaps.
Life carriers
Five life markets we shop.
Protective
Term and permanent life with competitive underwriting.
Lincoln Financial
Term, universal, and variable universal life — broad product set.
John Hancock
Life with the Vitality program for healthy-lifestyle savings.
Corebridge
Term and indexed universal life, formerly AIG Life.
Foresters
Term and whole life, with member benefits beyond the policy.
Specialty markets
For risks Allstate doesn't write.
Chubb
High-value homes, valuables, and excess liability.
Hagerty
Collector cars, classics, and modified vehicles.
Foremost
Manufactured homes, motorcycles, RVs, and recreational property.
National General
Non-standard auto and specialty programs.
Plymouth Rock
Regional auto coverage with strong NJ presence.
NJ · PA
Bristol West
Non-standard auto for harder-to-place risks.
NJ
Jewelers Mutual
Standalone jewelry coverage with worldwide protection.
American Modern (AMIG)
Specialty home, recreational vehicles, and pet health.
Cabrillo
Coastal homeowners for shore properties.
NJ
Pacific Specialty
Vacant, seasonal, and specialty home coverage.
NJ
Openly
Premium homeowners with broad-named-perils coverage.
DE
Universal / Arrowhead
Specialty home programs for harder-to-place risks.
MD · DE
Dairyland / Sentry
Motorcycle and non-standard auto.
MD
Plus additional wholesale and specialty markets we access on a case-by-case basis. Carrier availability varies by state and underwriting.
What we stand for
Plain English
We won't hide behind jargon. You'll always know what you're buying, what it covers, and what it doesn't.
Right-fit coverage
Allstate for home and auto. A multi-carrier panel for business and life. The right tool for each job, not a one-size-fits-all pitch.
Long game
We're building relationships, not transactions. Coverage gets reviewed when life changes — kids, houses, hires, retirement.